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Choosing a term insurance plan While choosing a term insurance plan, the first thing most people do is compare prices. Yes, price is important. But by giving too much importance to the price of a term insurance plan, you may compromise with your family’s financial security. To make sure that your family doesn't suffer in future, we have compiled a list of five important features which should help you choose the right term insurance plan. 1. Claim Settlement Ratio: This ratio reflects the percentage of claims paid out of the total claims filed in the year. The higher the ratio, the easier it’ll be for your dependents to claim the insurance in your absence and continue to live their lives comfortably. The purpose of term life insurance is to secure your dependents’ future. The higher the claim settlement ratio, the better are the chances of ensuring that your family’s future is secure. While the claims settlement ratio is important, what’s equally important is to check the total numb...

Informer NEWS - seleksi untuk penerimaan PPPK di tahun 2022 akan kembali hadir pada di penghujung tahu ini, nampaknya bisa dibuka akhir bulan ini. Menurut perkiraan seleksi Pegawai Pemerintah dengan Perjanjian Kerja (PPPK) 2022 diperkirakan akan dimulai pada bulan November tahun ini Seleksi PPPK 2022 memang diprioritaskan untuk bidang pelayanan dasar, yaitu pendidikan dan pelayanan kesehatan namun berbagai posisi lainya pun masih dibuka untuk kalian semua bergabung menjadi bagian PPPK 2022. Dalam tahap seleksinya sendiri terdapat beberapa tahapan yang wajib dilewati mulai dari tahap seleksi administratif hingga tes kemampuan dasar dan tes pada bidang yang didaftari. Tesnya sendiri terdiri dari 3 bagian, pendaftar yang ingin bergabung menjadi PPPK tahun 2022 wajib lulus semua bidang tes. Masing -masing tes memiliki nilai minimun yang disyaratkan sebagai kriteria lolosnya. Di 3 tes yang akan dijalani dalam seleksi PPPK 2022 memiliki nilai yang relatif berbeda. Sebelum mendaftar dan men...

Benefits of Life Insurance You Must Choose to Secure Your Family's Future No one can predict the future—certainly not when you’ll find yourself in a situation where you will need a life insurance plan. Because you don’t know for sure when you’ll need it, why not plan early? By getting insured, you have the ability to prepare for anything that may happen in the future—be it illness, hospitalization, retirement, or even death. You can think of it as fool-proof protection for you and your loved ones—much like how a body armor protects a soldier during the most threatening situations. The only difference is that life insurance provides protection not only during your lifetime, but even beyond. In what similar ways can you benefit from availing of a life insurance plan? 1. IT PROTECTS YOUR INCOME FROM UNEXPECTED EXPENSES Your income now is one of your greatest assets. Imagine if all of a sudden you had to deal with a medical emergency, or worse, the untimely passing of your family’s bre...

How To Start Investments for Beginners in 2022 If your goal for the new year is to start investing for your future but you’re not sure where to exactly start, you’re at the right place. Investing doesn’t have to be confusing or complicated. In fact, investing in your future is one of the best long-term moves you can make, especially if you’re a few decades from retirement. While investing itself is simple once you get set up, it’s not always easy to know where to start. The amount of available investing information can be staggering, and you might easily find yourself sifting through ill-advised stock picks, unsolicited advice from family members, and market news that’s always full of drama. Getting started early and investing often is the secret to a healthy retirement account. Plus, the power of compound interest — which can add a huge boost with a long investment horizon — can make your money work for you so it grows even as you sleep. “You have to cut through the headlines,” advise...

Best Car Insurance Companies of 2022 Not all car insurance companies are created equal. We surveyed more than 10,000 drivers to learn more about their car insurance experience, focusing on key areas like customer service, claims handling, and customer loyalty. Using that data, we rated the best car insurance companies of 2022 to help you find the best one. What Is the Best Car Insurance Company? According to our 2022 data, the best car insurance company is USAA, but its insurance products are only available to members of the military community. If that doesn’t apply to you, the next best option is State Farm, which holds the No. 2 spot in our analysis. To determine the best car insurance companies, we analyzed rates data as well as feedback from policyholders, with specific attention to customer service, claims handling, customer loyalty, and policy renewal. We also asked survey participants how likely they were to recommend their existing insurer to a driver shopping for a new policy....